All of the money in an HSA (including any contributions deposited by your employer) is always owned by you even if you leave your job, change or lose your qualifying health insurance coverage, or retire.
Does my balance expire at the end of the year? The money in an HSA never expires. Unlike flexible spending accounts (FSAs), all remaining HSA funds roll over each year.
In other words, although there are annual limits on how much you can contribute, you can keep whatever money you don’t spend, allowing you to save up over time, invest and grow your balance, or take care of qualified medical expenses without worrying about losing your funds.
Questions? We are happy to help! Please reach out to Benepass Support for any assistance.