Dependent Care FSA (DCFSA)

What happens if my spouse also has a Dependent Care Flexible Spending Account (DCFSA) through his/her employer?

Both you and your spouse are welcome to take advantage of DCFSA benefits, but as per IRS rules, there are limitations. 

2022 Contribution Limits

For 2022, employees with a Dependent Care FSA (DCFSA) may elect to contribute up to an annual maximum of:

  • $2,500.00 per year if you are married and file a separate tax return
  • $5,000.00 per year if you are married and file a joint tax return or if you file as single or head of household

2023 Contribution Limits

For 2023, employees with a Dependent Care FSA (DCFSA) may elect to contribute up to an annual maximum of:

  • $2,500.00 per year if you are married and file a separate tax return
  • $5,000.00 per year if you are married and file a joint tax return or if you file as single or head of household

*The 2023 contribution amount remains the same as the 2022 DCFSA contribution limit amount. 

In other words, if both you and your spouse contribute the same amount, the maximum you could each contribute would be $2,500.

If you share custody of a dependent with someone else, then you may each claim $2,500 toward dependent care as well.

Questions? We are happy to help! Please reach out to Benepass Support for any assistance.

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