Declined Transactions

Declined: Insufficient Balance

Did your card get declined due to insufficient balance? 

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Our cards will decline if you try to purchase something that costs more than your available balance.

In this case, you have 2 options: 

  1. Pay for the full amount with your personal card and submit an expense for reimbursement
  2. Ask the merchant if they allow split transactions - paying a part with Benepass and the remainder with your personal card. 

In short, if you have $50 for a wellness benefit, and your purchase is $51, the card will decline due to insufficient balance. Then, you can try one of the above! 

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