Dependent Care FSA (DCFSA)

How much can I elect under my Dependent Care Flexible Spending Account (DCFSA)?

Maximum Dependent Care Flexible Spending Account (DCFSA) election is determined by the IRS (Section 129).

2022 Contribution Limits

For 2022, employees with a Dependent Care FSA (DCFSA) may elect to contribute up to an annual maximum of:

  • $2,500.00 per year if you are married and file a separate tax return
  • $5,000.00 per year if you are married and file a joint tax return or if you file as single or head of household

2023 Contribution Limits

For 2023, employees with a Dependent Care FSA (DCFSA) may elect to contribute up to an annual maximum of:

  • $2,500.00 per year if you are married and file a separate tax return
  • $5,000.00 per year if you are married and file a joint tax return or if you file as single or head of household

*The 2023 contribution amount remains the same as the 2022 DCFSA contribution limit amount. 

After you're enrolled, your funds are withdrawn automatically from your paychecks for deposit into your account before taxes are deducted. For questions regarding the cadence of payroll deductions, please speak to your payroll administrator.

Once you account is funded, you can use your balance to pay for eligible DCFSA expenses. Unlike other FSA accounts, you may only use the funds that are available in your account, not the entire election amount.

Questions? We are happy to help! Please reach out to Benepass Support for any assistance.

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